:root {
  --navy: #2c3e50;
  --blue: #3b5998;
  --blue-dark: #294779;
  --green: #27ae60;
  --green-soft: #eaf7ef;
  --ink: #243342;
  --muted: #667789;
  --surface: #f5f7fa;
  --white: #ffffff;
  --border: #dfe6ee;
  --shadow: 0 18px 50px rgba(31, 55, 78, .12);
  --radius: 8px;
  --radius-lg: 20px;
  --container: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--white); font-family: "Open Sans", Arial, sans-serif; font-size: 17px; line-height: 1.7; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
button, input { font: inherit; }
img, svg { display: block; max-width: 100%; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.section { padding: 100px 0; }
.skip-link { position: fixed; top: 10px; left: 10px; z-index: 1000; transform: translateY(-150%); background: var(--navy); color: #fff; padding: 10px 14px; border-radius: 6px; }
.skip-link:focus { transform: translateY(0); }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.94); border-bottom: 1px solid rgba(223,230,238,.85); backdrop-filter: blur(14px); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; color: var(--navy); font-size: 19px; font-weight: 600; letter-spacing: -.02em; }
.brand strong { color: var(--green); }
.brand-mark { display: inline-grid; place-items: center; width: 36px; height: 36px; color: #fff; background: var(--navy); border-radius: 10px; font-size: 18px; font-weight: 700; box-shadow: inset -8px -8px 18px rgba(39,174,96,.24); }
.main-nav { display: flex; align-items: center; gap: 28px; }
.main-nav > a { text-decoration: none; font-size: 15px; font-weight: 600; color: #445566; }
.main-nav > a:not(.button):hover, .main-nav > a:not(.button):focus-visible { color: var(--blue); }
.menu-toggle { display: none; width: 44px; height: 44px; border: 1px solid var(--border); background: #fff; border-radius: 8px; padding: 11px; cursor: pointer; }
.menu-toggle > span:not(.sr-only) { display: block; height: 2px; background: var(--navy); margin: 4px 0; }

.button { display: inline-flex; min-height: 52px; align-items: center; justify-content: center; padding: 13px 24px; border: 0; border-radius: var(--radius); background: var(--blue); color: #fff !important; font-weight: 700; text-decoration: none; cursor: pointer; box-shadow: 0 8px 20px rgba(59,89,152,.2); transition: background .2s ease, transform .2s ease, box-shadow .2s ease; }
.button:hover { background: var(--blue-dark); transform: translateY(-1px); box-shadow: 0 12px 26px rgba(59,89,152,.24); }
.button:focus-visible, a:focus-visible, input:focus-visible, button:focus-visible { outline: 3px solid rgba(39,174,96,.4); outline-offset: 3px; }
.button-small { min-height: 44px; padding: 10px 18px; font-size: 14px !important; }
.button-full { width: 100%; }

.hero { position: relative; overflow: hidden; background: linear-gradient(135deg, #fff 0%, #f8fafc 55%, #edf3f8 100%); padding: 92px 0 96px; }
.hero::before { content: ""; position: absolute; right: -170px; top: -250px; width: 650px; height: 650px; border: 1px solid rgba(59,89,152,.12); border-radius: 50%; box-shadow: 0 0 0 90px rgba(59,89,152,.025), 0 0 0 180px rgba(39,174,96,.018); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.06fr .94fr; gap: 72px; align-items: center; }
.eyebrow { display: flex; align-items: center; gap: 10px; margin: 0 0 18px; color: var(--blue); font-size: 13px; line-height: 1.4; font-weight: 700; text-transform: uppercase; letter-spacing: .12em; }
.eyebrow > span { width: 24px; height: 2px; background: var(--green); }
.eyebrow.centered { justify-content: center; }
.eyebrow.light { color: #bfcff2; }
h1, h2, h3 { margin-top: 0; color: var(--navy); line-height: 1.17; letter-spacing: -.035em; }
h1 { max-width: 700px; margin-bottom: 24px; font-size: clamp(42px, 5vw, 66px); }
h2 { margin-bottom: 22px; font-size: clamp(32px, 3.4vw, 46px); }
h3 { margin-bottom: 10px; font-size: 20px; }
p { margin-top: 0; }
.hero-lead { max-width: 670px; color: #546577; font-size: 20px; line-height: 1.65; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; margin-top: 34px; }
.text-link { color: var(--blue); text-decoration: none; font-weight: 700; }
.text-link span { display: inline-block; transition: transform .2s ease; }
.text-link:hover span { transform: translateX(4px); }
.trust-list { display: flex; flex-wrap: wrap; gap: 13px 22px; margin: 34px 0 0; padding: 0; list-style: none; color: #607181; font-size: 14px; }
.trust-list span { color: var(--green); font-weight: 700; }

.hero-visual { position: relative; min-height: 430px; display: grid; place-items: center; }
.visual-glow { position: absolute; width: 360px; height: 360px; border-radius: 50%; background: radial-gradient(circle, rgba(39,174,96,.14), rgba(59,89,152,.07) 48%, transparent 70%); }
.insight-card { position: relative; z-index: 1; width: min(100%, 500px); padding: 30px; border: 1px solid rgba(255,255,255,.9); border-radius: 22px; background: rgba(255,255,255,.96); box-shadow: 0 30px 80px rgba(31,55,78,.16); transform: rotate(-1deg); }
.insight-head { display: flex; align-items: center; gap: 13px; padding-bottom: 22px; border-bottom: 1px solid var(--border); }
.insight-head > div { display: flex; flex-direction: column; }
.insight-head small, .flow-row small { color: var(--muted); font-size: 12px; }
.mini-logo { display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: var(--navy); color: #fff; font-size: 13px; font-weight: 700; }
.flow-row { display: grid; grid-template-columns: 1fr auto 1fr auto 1fr; align-items: center; gap: 9px; padding: 26px 0; }
.flow-row > div { display: flex; flex-direction: column; min-width: 0; }
.flow-row > span { color: #9daaba; }
.flow-row strong { font-size: 14px; }
.flow-icon { display: grid; place-items: center; width: 30px; height: 30px; margin-bottom: 8px; border-radius: 50%; background: var(--green-soft); color: #138145; font-size: 11px; font-weight: 700; }
.lesson-preview { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 18px; border-radius: 14px; background: var(--surface); }
.lesson-copy { display: flex; flex-direction: column; }
.lesson-copy span { color: var(--blue); font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; }
.lesson-copy strong { max-width: 280px; font-size: 14px; line-height: 1.45; }
.progress-ring { position: relative; flex: 0 0 auto; display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: conic-gradient(var(--green) 0 33%, #dae3ea 33% 100%); }
.progress-ring::before { content: ""; position: absolute; width: 42px; height: 42px; border-radius: 50%; background: var(--surface); }
.progress-ring span { position: relative; font-size: 11px; font-weight: 700; }
.floating-note { position: absolute; z-index: 2; right: -8px; bottom: 24px; display: flex; align-items: center; gap: 11px; padding: 14px 18px; border: 1px solid var(--border); border-radius: 14px; background: #fff; box-shadow: var(--shadow); }
.floating-note > span { color: var(--green); font-size: 26px; }
.floating-note div { display: flex; flex-direction: column; }
.floating-note strong { font-size: 13px; }
.floating-note small { color: var(--muted); font-size: 11px; }

.narrow-centered { max-width: 1000px; text-align: center; }
.section-intro { max-width: 850px; margin: 0 auto 48px; color: var(--muted); font-size: 18px; }
.problem-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; text-align: left; }
.problem-grid article { padding: 30px; border: 1px solid var(--border); border-radius: 14px; background: #fff; }
.problem-grid p, .benefit-card p, .transparency-grid p { margin-bottom: 0; color: var(--muted); font-size: 15px; }
.line-icon { display: grid; place-items: center; width: 42px; height: 42px; margin-bottom: 20px; border: 1px solid #b8d9c5; border-radius: 11px; color: var(--green); font-weight: 700; }

.solution { background: var(--surface); }
.section-heading { margin-bottom: 48px; }
.split-heading { display: grid; grid-template-columns: 1.1fr .9fr; gap: 72px; align-items: end; }
.split-heading h2 { margin-bottom: 0; }
.split-heading > p { margin-bottom: 4px; color: var(--muted); font-size: 17px; }
.benefit-grid { display: grid; grid-template-columns: repeat(6, 1fr); gap: 18px; }
.benefit-card { grid-column: span 2; min-height: 230px; padding: 28px; border: 1px solid var(--border); border-radius: 14px; background: #fff; }
.benefit-card:nth-last-child(2) { grid-column: 2 / span 2; }
.benefit-card.featured { border-top: 3px solid var(--green); }
.benefit-number { display: inline-block; margin-bottom: 34px; color: var(--green); font-size: 13px; font-weight: 700; letter-spacing: .08em; }

.centered-heading { max-width: 720px; margin-inline: auto; text-align: center; }
.centered-heading > p:last-child { color: var(--muted); }
.steps { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 60px; margin: 58px 0 0; padding: 0; list-style: none; }
.steps::before { content: ""; position: absolute; top: 31px; left: 15%; right: 15%; height: 1px; background: #cfdae4; }
.steps li { position: relative; text-align: center; }
.step-number { position: relative; z-index: 1; display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 24px; border: 1px solid #b9c8d6; border-radius: 50%; background: #fff; color: var(--blue); font-size: 18px; font-weight: 700; box-shadow: 0 0 0 8px #fff; }
.steps li:nth-child(2) .step-number { background: var(--navy); color: #fff; border-color: var(--navy); }
.steps p { color: var(--muted); font-size: 15px; }

.audience { background: #f8fafc; }
.audience-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 90px; align-items: start; }
.audience-grid > div:first-child { position: sticky; top: 120px; }
.audience-grid > div:first-child > p:last-child { color: var(--muted); font-size: 18px; }
.audience-list article { display: grid; grid-template-columns: 56px 1fr; gap: 24px; padding: 28px 0; border-bottom: 1px solid var(--border); }
.audience-list article:first-child { padding-top: 0; }
.audience-list article > span { color: var(--green); font-size: 14px; font-weight: 700; }
.audience-list p { margin-bottom: 0; color: var(--muted); }

.request-section { background: var(--navy); color: #dce6ef; }
.request-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 90px; align-items: center; }
.request-copy h2 { color: #fff; }
.request-copy > p { max-width: 540px; font-size: 19px; }
.request-copy ul { margin: 32px 0 0; padding: 0; list-style: none; }
.request-copy li { margin: 12px 0; }
.request-copy li span { margin-right: 10px; color: #65d091; }
.request-form { padding: 38px; border-radius: var(--radius-lg); background: #fff; color: var(--ink); box-shadow: 0 30px 80px rgba(9,21,32,.28); }
.form-heading { display: flex; flex-direction: column; margin-bottom: 26px; }
.form-heading span { color: var(--green); font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; }
.form-heading strong { color: var(--navy); font-size: 23px; }
.field { margin-bottom: 20px; }
.field label { display: block; margin-bottom: 7px; color: var(--navy); font-size: 15px; font-weight: 700; }
.field input { width: 100%; min-height: 52px; padding: 12px 15px; border: 1px solid #c9d4df; border-radius: var(--radius); color: var(--ink); background: #fff; }
.field input::placeholder { color: #909dac; }
.field input[aria-invalid="true"] { border-color: #b33a3a; }
.field small { display: block; margin-top: 6px; color: var(--muted); font-size: 12px; line-height: 1.45; }
.field .field-error { color: #a72f2f; }
.form-status { display: none; margin: 16px 0 0; padding: 12px 14px; border-radius: 8px; font-size: 14px; line-height: 1.5; }
.form-status.is-visible { display: block; }
.form-status.success { background: var(--green-soft); color: #146a3b; }
.form-status.notice { background: #eef3fb; color: #304b73; }
.form-status.error { background: #fff0f0; color: #922b2b; }
.request-form button:disabled { cursor: wait; opacity: .72; transform: none; }
.form-disclaimer { margin: 18px 0 0; color: var(--muted); font-size: 12px; line-height: 1.55; }
.form-disclaimer a { color: var(--blue); font-weight: 600; }

.transparency-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.transparency-grid article { padding: 26px; border: 1px solid var(--border); border-radius: 14px; }
.transparency-grid article > span { display: grid; place-items: center; width: 38px; height: 38px; margin-bottom: 18px; border-radius: 50%; background: var(--green-soft); color: var(--green); font-weight: 700; }
.risk-note { display: grid; grid-template-columns: 190px 1fr; gap: 30px; margin-top: 38px; padding: 26px 30px; border-left: 4px solid var(--blue); border-radius: 0 10px 10px 0; background: var(--surface); }
.risk-note strong { color: var(--navy); }
.risk-note p { margin: 0; color: var(--muted); font-size: 14px; }

.site-footer { padding: 68px 0 24px; background: #202f3e; color: #c3cfda; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr .8fr; gap: 60px; padding-bottom: 46px; }
.footer-brand { margin-bottom: 18px; color: #fff; }
.footer-grid p { max-width: 360px; color: #9eafbd; font-size: 14px; }
.footer-grid h2 { margin: 7px 0 20px; color: #fff; font-size: 15px; letter-spacing: .02em; }
.footer-grid address, .footer-grid nav { display: flex; flex-direction: column; gap: 8px; font-style: normal; font-size: 14px; }
.footer-grid address a, .footer-grid nav a { color: #c3cfda; text-decoration: none; }
.footer-grid a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); color: #899dab; font-size: 12px; }

.legal-main { min-height: 65vh; padding: 80px 0 100px; background: var(--surface); }
.legal-card { max-width: 850px; margin: 0 auto; padding: 48px; border: 1px solid var(--border); border-radius: 18px; background: #fff; box-shadow: 0 14px 40px rgba(31,55,78,.07); }
.legal-card h1 { font-size: clamp(36px, 5vw, 52px); }
.legal-card h2 { margin-top: 38px; font-size: 24px; }
.legal-card p, .legal-card li { color: #556678; }
.legal-card .updated { margin-bottom: 34px; color: var(--muted); font-size: 14px; }
.legal-back { display: inline-block; margin-bottom: 28px; color: var(--blue); text-decoration: none; font-weight: 700; }

@media (max-width: 980px) {
  .menu-toggle { display: block; }
  .main-nav { position: absolute; top: 78px; left: 0; right: 0; display: none; flex-direction: column; align-items: stretch; gap: 0; padding: 14px 20px 24px; border-bottom: 1px solid var(--border); background: #fff; box-shadow: 0 16px 30px rgba(31,55,78,.1); }
  .main-nav.open { display: flex; }
  .main-nav > a { padding: 12px; }
  .main-nav .button { margin-top: 8px; }
  .hero-grid, .request-grid { grid-template-columns: 1fr; }
  .hero-grid { gap: 35px; }
  .hero-visual { min-height: 360px; }
  .split-heading { grid-template-columns: 1fr; gap: 16px; }
  .benefit-card { grid-column: span 3; }
  .benefit-card:nth-last-child(2) { grid-column: span 3; }
  .audience-grid { grid-template-columns: 1fr; gap: 42px; }
  .audience-grid > div:first-child { position: static; }
  .transparency-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 680px) {
  body { font-size: 16px; }
  .container { width: min(calc(100% - 28px), var(--container)); }
  .section { padding: 72px 0; }
  .hero { padding: 66px 0 72px; }
  h1 { font-size: clamp(38px, 11vw, 48px); }
  h2 { font-size: 33px; }
  .hero-lead { font-size: 18px; }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .trust-list { display: grid; }
  .hero-visual { min-height: 330px; }
  .insight-card { padding: 21px; transform: none; }
  .flow-row { gap: 5px; }
  .flow-row small { display: none; }
  .floating-note { right: 5px; bottom: -3px; }
  .problem-grid, .steps, .transparency-grid { grid-template-columns: 1fr; }
  .benefit-grid { display: block; }
  .benefit-card { min-height: 0; margin-bottom: 14px; }
  .benefit-number { margin-bottom: 18px; }
  .steps { gap: 24px; }
  .steps::before { display: none; }
  .steps li { display: grid; grid-template-columns: 52px 1fr; gap: 18px; text-align: left; }
  .step-number { width: 52px; height: 52px; margin: 0; }
  .request-grid { gap: 44px; }
  .request-form { padding: 26px 21px; }
  .risk-note { grid-template-columns: 1fr; gap: 8px; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom { flex-direction: column; }
  .legal-card { padding: 30px 22px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}